Software alternatives for solo businesses

Find a cheaper or better-fitting tool for the job. Search 58 tools across 12 categories, filter by free plan, price and platform, and compare up to three side by side. Every price comes from the vendor's own pricing page, with the date we checked it.

Your comparison

SquarePayPal
PriceUS Free plan: 2.6% + 15¢ in person; 3.3% + 30¢ online and on invoices; 3.5% + 15¢ manually keyed; invoice ACH 1% ($1 minimum). Cards issued abroad +1.5%.US: PayPal Checkout 3.49% + $0.49; card processing 2.99% + $0.49; invoice Pay by Bank 1% capped at $10; QR code 2.29% + $0.09. International +1.5%.
Free planSquare Free plan: no monthly fee, you pay per transaction.No monthly fee for standard payments; you pay per transaction.
Best forBusinesses that take payments face to face as well as online.Selling to clients who prefer paying with a PayPal balance or account.
Works onWeb browser, iPhone and iPad, AndroidWeb browser, iPhone and iPad, Android
Open sourceNoNo
Pros
  • Lowest in-person rate of the three
  • Free POS app
  • Clients trust and recognise it
  • Low QR-code rate for in-person sales
Cons
  • Online and invoice payments cost more than Stripe (3.3% + 30¢)
  • Keyed-in cards cost 3.5% + 15¢
  • PayPal Checkout's 3.49% + $0.49 is dearer than Stripe for online cards
  • Fixed fee of $0.49 hurts on small payments
Key features
  • Free point-of-sale app
  • Card readers for in-person payments
  • Invoices and online checkout
  • PayPal and Venmo checkout
  • Invoicing
  • QR code payments
  • Pay Later options for buyers
LinksAlternatives
Square website
Alternatives
PayPal website

Prices checked on the official pricing pages on . Prices are in US dollars and can change at any time.

Clear comparison

Alternatives guides

Head-to-head comparisons

Related guides on The Solo Toolbox

How we choose and check these tools

  • Prices and free-plan limits come from each vendor's own pricing page, and every tool shows the date we checked it. When a vendor's page didn't show a price, we say so instead of guessing.
  • We list tools a one-person business can actually use: a plan for a single user, a sensible starting price, and a track record.
  • No paid placements. Vendors can't pay to be listed or to rank higher. If we ever use an affiliate link, it's labelled on the page.
  • We haven't run long-term tests of every tool, so the pros and cons describe what the official documentation and pricing show, not hands-on reviews.

Spotted a price that has changed? Tell us and we'll recheck it. Read more in our editorial standards.