Software alternatives for solo businesses

Find a cheaper or better-fitting tool for the job. Search 58 tools across 12 categories, filter by free plan, price and platform, and compare up to three side by side. Every price comes from the vendor's own pricing page, with the date we checked it.

Your comparison

PayPalStripe
PriceUS: PayPal Checkout 3.49% + $0.49; card processing 2.99% + $0.49; invoice Pay by Bank 1% capped at $10; QR code 2.29% + $0.09. International +1.5%.US: 2.9% + 30¢ per domestic online card payment; 2.7% + 5¢ in person; ACH Direct Debit 0.8% capped at $5. International cards +1.5%, currency conversion +1%. Stripe Invoicing adds 0.4% per paid invoice (Starter).
Free planNo monthly fee for standard payments; you pay per transaction.No monthly or setup fee; you pay per transaction.
Best forSelling to clients who prefer paying with a PayPal balance or account.Online businesses and freelancers who invoice by card.
Works onWeb browser, iPhone and iPad, AndroidWeb browser, iPhone and iPad, Android
Open sourceNoNo
Pros
  • Clients trust and recognise it
  • Low QR-code rate for in-person sales
  • No monthly fee
  • Cheap bank (ACH) payments, capped at $5
Cons
  • PayPal Checkout's 3.49% + $0.49 is dearer than Stripe for online cards
  • Fixed fee of $0.49 hurts on small payments
  • Invoices sent with Stripe Invoicing cost an extra 0.4%
  • International cards cost an extra 1.5%
Key features
  • PayPal and Venmo checkout
  • Invoicing
  • QR code payments
  • Pay Later options for buyers
  • Payment links and hosted checkout
  • Invoices and subscriptions
  • ACH bank payments
  • Works with most scheduling and invoicing apps
LinksAlternatives
PayPal website
Alternatives
Stripe website

Prices checked on the official pricing pages on . Prices are in US dollars and can change at any time.

Clear comparison

Alternatives guides

Head-to-head comparisons

Related guides on The Solo Toolbox

How we choose and check these tools

  • Prices and free-plan limits come from each vendor's own pricing page, and every tool shows the date we checked it. When a vendor's page didn't show a price, we say so instead of guessing.
  • We list tools a one-person business can actually use: a plan for a single user, a sensible starting price, and a track record.
  • No paid placements. Vendors can't pay to be listed or to rank higher. If we ever use an affiliate link, it's labelled on the page.
  • We haven't run long-term tests of every tool, so the pros and cons describe what the official documentation and pricing show, not hands-on reviews.

Spotted a price that has changed? Tell us and we'll recheck it. Read more in our editorial standards.